Addiction Recovery Coverage
Since it was first founded in Hartford, CT in 1853, Aetna has been dedicated to providing individuals with a wide range of health insurance benefits, services and products. Aetna is an insurance company best known for its dedication to diversity, equality and inclusion. One of the main values of the company is providing affordable and highly individualized healthcare regardless of economic standing or financial ability. Aetna assures that they constantly do everything in their power to meet the needs of their workforce and their workforce environment, as well as the needs of the marketplace as a whole. Aetna offers general health insurance as well as dental insurance, pharmacy and coverage for behavioral health issues (like substance abuse and dependence), and has remained one of the nation’s leading diversified healthcare benefit companies since it was first founded well over a century ago. If you or someone close to you has been suffering at the hands of a substance use disorder for any length of time, seeking professional medical care will be necessary, and having an insurance plan in place to cover the majority of treatment costs will prove extremely beneficial in the long run. If you are already insured with Aetna or if you are interested in learning more about their existing benefits, contact CuraWest today. We will gladly discuss all options with you in depth, and provide a free, no obligation insurance benefit check directly over the phone.
Aetna is one of several insurance providers accepted by CuraWest. Your Aetna health coverage will most likely pay part of the cost of your inpatient treatment, outpatient services, and after care programs. What your total out-of-pocket costs will be depends upon past use of coverage for substance use treatment or inpatient mental health services, the details of your individualized treatment plan, and the stipulations of your specific Aetna insurance plan, among other variables.
Variables to Substance Use Treatment Costs
- Your Aetna plan’s Behavioral Health benefits.
- If your Aetna plan is an HMO or PPO.
- Your specific Aetna deductible and co-pay or co-insurance requirements.
- Past use of coverage for treatment.
- Detoxification medications needed.
- The length of your detox and residential treatment stay.
- The details of your CuraWest treatment and therapy plan.
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The first phase of every addiction recovery program is medically monitored detox, during which an individual will be physically stabilized as they undergo the symptoms of drug and/or alcohol withdrawal. While the main goal of every detox program is physical stabilization, it is also important that each individual client is being prepared to enter into the next appropriate phase of treatment (which, in most cases, will be an inpatient treatment program). In many instances, medical detox will be partially or completely covered by health insurance. Private insurance companies like Aetna are now required to provide substance abuse treatment to their members under the Affordable Care Act, seeing as substance abuse treatment is considered an essential health-related service.
Of course, the specific plan will affect coverage – those with a PPO plan, for example, might have more flexibility when it comes to finding a behavioral health provider than those with an HMO plan. Generally speaking, PPOs have higher monthly premiums, but allow for more flexibility, while HMOs have lower monthly premiums and plan holders typically pay less out-of-pocket. If you are in need of medical detox and you are insured through Aetna, chances are that the majority of your treatment will be covered. At CuraWest, our licensed, experienced and compassionate treatment advisors are standing by to run free, no obligation insurance benefit checks to determine whether or not your medical detox treatment will be partially or fully covered – all you have to do is pick up the phone and give us a call.
Our Drug & Alcohol Detox Services Include
Benefits of the Aetna Network Include:
- Over 1.2 million caregivers at almost 6,000 facilities
- 700,000 primary care physicians and specialists
- Plans that meet the Minimum Value Standard of 60% coverage
- Plans that meet the Minimum Essential Coverage as required by the ACA
- Behavioral Health Benefits and Member Support Programs
As previously mentioned, the introduction of the Affordable Care Act has led to increased substance abuse and dependency treatment coverage. The plan was first passed in 2010, and it requires that insurance providers offer coverage for addiction treatment, behavioral healthcare including psychotherapy and counseling and inpatient behavioral health services, like drug and alcohol rehab. Unfortunately, lack of insurance coverage has become a major barrier for those who are actively seeking and in desperate need of inpatient addiction treatment. At CuraWest we gladly walk you through every single part of the recovery process, from admissions and insurance benefit checks to discharge and comprehensive aftercare planning.
After medically monitored detox, inpatient drug and alcohol rehab is the next appropriate phase of clinical care. In inpatient treatment, individuals receive intensive therapeutic care which combines individual, group and family therapy, along with a wide range of other methodologies. At CuraWest we offer an integrated and highly individualized inpatient treatment program. Each client undergoes an intensive assessment upon admission which determines what additional services will be necessary. For example, we offer on-site psychiatric care to those who may be suffering from underlying, undiagnosed and/or untreated mental health conditions. We also focus extensively on the development of vital life skills, coping mechanisms and relapse prevention skills.
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To best understand your Aetna benefits, call us with the following:
- Prospective client’s full name and date of birth
- The Aetna plan policy holder’s name
- The Aetna Member ID or policy number
Which Programs Does Aetna Cover?
Because we offer such a wide range of addiction treatment services, you might be wondering which specific services our program covers. When it comes to Aetna and other private insurance providers, most of the services we offer are partially or fully covered. These treatment services include (but are not limited to):
- Medically monitored detox
- Addiction treatment services (including inpatient drug and alcohol rehab)
- Case management services
- Initial and ongoing clinical and medical assessments
- Individual therapy, group therapy and family therapy
If you are currently covered by Aetna and you are unsure as to whether or not our provided treatment services will be covered by your current plan, give us a call today. Our Treatment Advisors are standing by to run free, no obligation insurance benefit checks, which will take as little as a few minutes and can be easily conducted over the phone. If you are not currently insured and you are looking for an affordable and comprehensive insurance plan, we are happy to point you in the right direction.
Getting Started on the Road to Recovery
At CuraWest we understand that getting started on the lifelong road of addiction recovery can seem overwhelming. There are many moving parts to tackle, from treatment costs and travel plans to making other arrangements to take care of the parts of your life you will temporarily be leaving behind. Our main priority is to make getting started as simple and stress-free as possible. Once you or your loved one has decided to commit to addiction treatment, simply give us a call and we will handle the details. We offer free, no obligation benefit checks, regardless of what healthcare provider you currently have. Our team of experienced and compassionate staff members works together to figure out all viable treatment options and set up a date and time for admission as quickly as possible. We understand that when it comes to the willingness to seek professional help, there is often a small window of opportunity.
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Don’t Suffer Any Longer
Our comprehensive and highly individualized program of addiction recovery always prioritizes the well being of each client, paying special attention to their unique needs and requirements. We know that attempting to deal with insurance on your own can be stressful, therefore we are always available to help in any way possible. We are dedicated to making the entire process as convenient as possible for you and your loved ones. If you are currently insured through Aetna, there is a very good chance that your entire stay — from medical detox to inpatient treatment and aftercare — will be covered partially or in full. Substance use and dependence are medically recognized as chronic diseases of the brain, and mental and behavioral health are now largely covered under the Affordable Care Act. Feel free to reach out today with any additional questions or concerns you may have. We look forward to speaking with you soon and getting you started on your own personal journey of recovery as quickly as possible.
With just a bit of information, we can provide you with a thorough understanding of your insurance benefits as they apply to your stay at the CuraWest. Call (888) 693-1794 with your health insurance-related questions to see if your Aetna health insurance policy will provide coverage for your stay. You can be rest assured that we take your confidentiality seriously and adhere to all privacy and HIPAA regulations.